*The Annual Percentage Rate (APR) as of June 22, 2010 is for loan amounts of $50,000 or more. APR varies depending on loan amount. The APR is based on the Prime rate as published in the Wall Street Journal plus a margin. Prime is currently 3.25% as of June 22, 2010 and is subject to change without notice. The APR will vary over the life of the loan, but will not be less than 4.00% or exceed 18.50%. All loans are subject to credit approval. Property and flood insurance (if applicable) is required. Opening fees range from $0-$122 and an annual fee of $65 will be billed on the first monthly billing and annually thereafter. If only the minimum payment is made each month a balloon payment will result. Minimum Payment Example: If you made only the minimum payment and took no other credit advances, it would take 10 years to pay off a credit advance of $10,000 at an APR of 4.50%. During that period, you would make 119 monthly payments ranging from $34.52 to $38.22 and one final balloon payment of $10,038.22.

 

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