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Mortgages |
We can put you on your favorite street--or keep you there! Our 30 year, 15 year, and 10 year Fixed-Rate loans are offered at attractive rates, with no points. For further convenience, let West Suburban Bank make getting your new home easier by pre-approving you before you shop for your new home.
One Year Adjustable Rate Mortgages are also available, as well as Fixed/Adjustable Rate Mortgages in 3/1, 5/1 and 7/1 year terms.
Click here for rates
Click for descriptions of APR's or PMI.
Our friendly and knowledgeable loan originators will come to the local branch office closest to you to take your application.
Call Omar Delgado at (630) 652-2733 for applications at:
Aurora - Lake Street · Aurora - West Galena · Bolingbrook East · Bolingbrook West · Montgomery · Oswego - Rt 34 · Oswego - Station Dr · St. Charles - Charlestowne · St. Charles - Randall Rd · South Elgin · Yorkville
Call Helen Matoesian at (630) 652-2453 for applications at:
Aurora - Eola Rd · Bartlett · Bloomingdale · Carol Stream - Fair Oaks · Carol Stream - Gary Ave · Carol Stream - President St · Darien - 75th Street · Darien - Cass Ave · Downers Grove - Finley Rd · Downers Grove - Main St · Glendale Heights · Lombard - North Main · Lombard - South Main · Lombard - Westmore · Naperville - Chicago Ave · Naperville - Feldott Ln · Oakbrook Terrace · Romeoville · Villa Park · Warrenville · Westmont · Wheaton - Danada · Wheaton - West St
To learn more about our home mortgage programs, visit with one of our friendly and knowledgeable customer service representatives at your local branch office, or contact us. Let us know that you found us on the internet!
*Interest rates are subject to change without notice and are based upon a 30 day lock period.
Interest Rates and Annual Percentage Rate (APR): The interest rates and APR's shown are for illustration only and are based on an assumed loan of $100,000 with no discount points, a $295 appraisal
fee, a $15 credit report fee and other closing costs of $900. Closing costs will vary. The APR does not include Private Mortgage Insurance, which is required on any loan that represents more than 80% of the value of the mortgaged
property. Rates are subject to change without notice and may vary depending upon your unique credit history and the transaction. Since loan terms vary considerably, the APR for your loan specific situation
will be provided by your West Suburban Bank loan originator after you complete your application.
Private Mortgage Insurance (PMI) : PMI is required on any loan that represents more than 80% of the value of the mortgaged property. In other words, any borrower with less than 20% equity in their home will
be required to pay PMI. The PMI premium will be based on the original amount of equity in your home. A larger premium is required the smaller the percentage of equity because of a higher default risk. Once a
borrower's equity position reaches 20% or more, PMI may be eliminated on request (with proof of good payment history) or by refinancing the balance of the loan, provided that 20% equity can be proven at the
time of the request.
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| West Suburban Bank, Member FDIC, Equal Housing Lender. | |  |
| Serving DuPage, Kane, Kendall and Will Counties, Illinois. |
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