loading...

Auto Loans

Auto, Van, Trucks 0-36 months Payment* 48 months Payment* 60 months Payment* 72 months Payment*
2020 - 2021 new 2.49% APR $28.88 2.79% APR $22.07 3.49% ARP $18.21 3.79% APR $15.57
2019- 2020 used 2.99% APR $29.11 3.29% APR $22.29 3.99% APR $18.44 4.29% APR $15.80
2017-2018 3.79% APR $29.47 4.49% APR $22.84 4.79% APR $18.81 N/A N/A
2015-2016 4.09% APR $29.61 4.79% APR $22.97 5.09% APR $18.95 N/A N/A
Disclosure:

*Monthly Payment per $1,000 borrowed ($). Click here to learn more about Auto Loans.


Electronic Personal Line of Credit

Amortization Period* Annual Percentage Rate (%)
Monthly Payment per $1,000 Borrowed** Minimum Monthly Payment
60 months 15.99% $24.46 $50.00
Disclosure:

*At the time of each credit advance your Monthly Payment will be recalculated based upon the amount of the advance and any other outstanding balance.  The Monthly Payment will be set to repay the balance after the advance within the amortization period.
** Your Monthly Payment will be based on an amortization of the balance after your most recent credit advance as calculated as shown above or $50.00, whichever is greater.  Payments will be due monthly.
Interest on credit advances on your Credit Line will begin to accrue on the date credit advances are posted to your Credit Line.  There is no “grace period” which would allow you to avoid paying interest on your Credit Line credit advances. 


Personal Installment Loans

Loan Term Annual Percentage Rate (%)
Monthly Payment per $1,000 Borrowed
24 months 8.99 $45.83
36 months 9.99 $32.38
48 months 10.99 $25.95
60 months 12.99 $22.86

Cash Value Life Insurance Installment Loans

Loan Term Annual Percentage Rate (%) Monthly Payment per $1,000 Borrowed
24 months 3.25 $43.14
36 months 3.50 $29.34
48 months 3.75 $22.50
60 months 4.00 $18.44

Home Equity Installment Loans

For Loan Amount up to and including $99,999.99

Loan Term Annual Percentage Rate (%)
First Lien Position
Monthly Payment per
$1,000 Borrowed
Annual Percentage Rate (%)
Second Lien Position
Monthly Payment per
$1,000 Borrowed
60 months 3.25 $18.11 4.49 $18.67
61-120 months 3.375 $17.89 - $9.85 5.54 $18.89 - $10.90
121-180 months 3.49 $9.83 - $7.16 5.64 $10.93 - $8.32
181-240 months 3.59 $7.17 - $5.86 N/A N/A
241 - 360 months 3.59 $5.84 - $455 N/A N/A

For Loan Amounts of $100,000.00 and Over*

Loan Term Annual Percentage Rate (%)
First Lien Position
Monthly Payment per
$1,000 Borrowed
Annual Percentage Rate (%)
Second Lien Position
Monthly Payment per
$1,000 Borrowed
60 months 2.99 $17.99 4.49 $18.67
61-120 months 2.99 $17.71 - $9.66 5.54 $18.89 - $10.90
121-180 months 3.125 $9.66 - $6.98 5.64 $10.88 - $8.77
181-240 months 3.49 $7.13 - $5.80 N/A N/A
241 - 360 months 3.49 $5.79 - $4.49 N/A N/A
Disclosure:

*New Money only. Existing WSB Real Estate Customers are eligible for promotional interest rates by qualifying for and advancing an additional $50,000 at closing. Otherwise will be eligibale for competitive rate/terms in the under $100,000 tier. All loan subject to credit approval. Loan-to-value not to exceed 80%, for loans up to $500,000. Property and flood insurance (if applicable) is required. Payment examples do not include amounts for taxes and/or insurance premiums. Click here to learn more about Home Equity Loans.


Master Line of Credit (HELOC)

For MASTER LINES OF CREDIT (HELOCs), click here for our current promotional offer.

Scroll back to the top