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Flexible Checking

"The Only Checking You'll Ever Need"

West Suburban Bank offers the most flexible checking system available! This system can be anything you want it to be by simply maintaining the minimum balance you desire -- there's no need to choose among dozens of account types. There is no monthly fee or per check charges for the first year on the account or at any time with accounts that either have monthly direct deposit, monthly automatic bill payment or accounts that receive monthly eStatements.

If you do not have one of these services, the following scenarios determine how the account works:

  • $2,500 - minimum to earn a competitive interest rate paid on collected funds monthly. There is no monthly service charge and no per check charge if the $2,500 minimum is maintained for the full statement month.
  • $500 - minimum for the full statement month. There is no monthly service charge and no per check charge.
  • $200 - minimum for the full statement month. There is no monthly service charge and you may write up to 15 checks free per month. Each check over 15 will be charged according to our Service Fees List
  • Under $200 - anytime during the statement month will incur a fee as found on our Service Fees List. You may write up to 15 checks at no charge but each check over 15 will be charged according to our Service Fees List.

Additional fees like Overdraft, Non-Sufficient Funds and Check Printing fees may apply. Please click here for our Terms and Agreements and click here for our Service Fees List for additional information (requires free Adobe Acrobat Reader).

Click here for our current rates

Make an appointment with a customer service representative at any WSB branch.

Relationship Rewards

You can even get rewarded with our Relatiobship Rewards program. With this program, WSB will reimburse you up to $10 per monthly cycle for any non-WSB ATM Fees. Learn more about Relationship Rewards by clicking here.

WSB Visa® Debit Cards

This checking account feature provides you with unparalleled convenience. Your West Suburban Bank personal or business Visa Debit Card is the perfect way to pay for everything using the funds in your account. Use it anywhere Visa Debit Cards are accepted worldwide, including millions of retailers, ATMs, online or over the phone. Plus, we offer the convenience of Instant Issue Debit Cards.

There is no fee for the card, and there are no transaction fees.

Click here for terms and disclosures   - requires free Adobe Acrobat Reader

Debit Card Fraud Text Alerts

We want to make sure using your debit card is as safe and convenient as possible. That's why we offer fraud text alerts as part of our ongoing fraud monitoring program.

How it works:
If our system detects suspicious activity on your card, you'll receive a free text message with details about the suspected transactions. All you have to do is respond to the text to confirm the transaction.

If you indicate that you did not attempt the transaction, you'll receive another message with a number to call for follow-up. If you indicate that you attempted the transaction, you're all set. The system will mark the transactions as legitimate and you can get on with your day - simple as that.

Getting Started:
If we have your cell phone number on file, you are automatically enrolled in fraud text alerts. To update your cell phone information simply log into online banking and go to Service & Settings or speak to a customer service representative at your local branch or by calling (630) 652-2000.

Protect your Visa Debit Card with the CardValet App

With the CardValet app, you can save time and gain peace of mind knowing you can control your WSB Visa Debit Card with your smartphone. If you can't find your debit card, you can instantly protect it by turning it off and receiving real-time alerts to ensure your card is used only by you or your business.

Click here to learn more about CardValet.

Add your Visa Debit Card to Apple Pay®, Google Pay™, and Samsung Pay

WSB Debit Cards are compatible with Apple Pay®, Google Pay™ and Samsung Pay digital wallets. Add your card, then shop in-store, in-app or online with your mobile device. You will get the same great benefits that come with your card, plus the added convenience of digital wallet.

Click here to learn more about Digital Wallets.

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